I've picked out where credit card holders 폰테크 can borrow. And I'll find out the terms of each product. If you want to use your credit card to get a loan, please refer to it.
The first place to introduce credit card holders where they can borrow is Hana Capital. If you have used your credit card continuously, you will be able to receive your credit card loan without any difficulty.
The loan product is judged through the credit card that is being used, so if you have been using it continuously without delinquency, you can get approval without any special restrictions. The interest rate is 6.9 ~ 19.9% per annum, and the period available is up to 4 years.
The maximum amount you can receive is 10 million won, and you should be careful that you will receive a maximum fee of 2.15% when you repay the middle.
The second is Lotte Capital, which can be borrowed only if you have a history of using a credit card. You have to use it for more than a year. Even if you have accumulated your performance for one year, if you have a delinquency record in the middle, you should know that you are excluded from the performance for the overdue period.
In short, I am using a total of 14 months of credit cards. In other words, you would think that you can get a credit card loan because it is a period of one year and two months or more. If you have a three-month delinquency record in the middle, the final performance is 11 months.
The maximum limit is 45 million won, and the interest rate is 10.5% per annum. Depending on the individual's creditworthiness, it can be used for up to 5 years. The repayment is an equalization of the principal and the repayment must be paid up to 2.5% if it is repaid in the middle.
The following is OK Savings Bank, which does not matter the limit or period of the card, and will proceed with the loan review through the usage results. Because it is a mobile loan, you need a cell phone in your name, otherwise it may be difficult to borrow.
The loan limit is 1 million won to 50 million won, and the interest rate is 5.9 ~ 23.9% per annum. The period is from 3 months to 5 years. The redemption fee is up to 2% and the repayment method is equal repayment of principal.
There is an ID card as necessary documents, but it is a loan without a visit, so it is done by taking a picture of the ID card with a cell phone and submitting it.
Next to where credit card holders can borrow is BNK Capital, which is a loan product that can be used by employees, unemployed, housewives, and freelancers. Credit cards should be held for more than one year and credit card usage should be performed within the last three months.
The loan limit is up to 10 million won, and the interest rate is 7.99 ~ 24% per annum. The period available is up to 5 years, and the repayment is made by equal installment. And the median repayment fee is up to 2%.
Then, it's a credit card loan that is available at AJU Capital. You should own your credit card and you can apply for it if you have a use record. You can apply on mobile or internet, so it is suitable for those who want non-face-to-face and non-visit loans.
The loan limit is from 2 million won to 45 million won, and the interest rate is 9.9 ~ 23.9% per annum. You can use it for up to 5 years. There's also a mid-term redemption fee, up to 1.1 percent.
Credit card holder loan Where it is possible to go to the credit card holder loan where it is possible to go
Today, I have briefly learned about where credit card holders can borrow, and if you look closely, you can check more products.Credit card loans are also available on loan Brothers, a direct-dealing platform, so you can choose and choose the companies that meet the current conditions.